Family CFO Services
Stewardship Retirement Planning provides Family CFO services for business owners and families throughout the Mount Airy region and Southwest Virginia.
Coordinated Financial Planning and Wealth Management in Mount Airy, NC
When you are looking for coordinated wealth management in Mount Airy, NC, investment advice is only part of the picture. We serve as your investment advisor and help connect retirement planning, taxes, cash flow, insurance, estate documents, and beneficiary decisions, while coordinating with your CPA, attorney, and other professionals when appropriate.
From our Mount Airy office, we serve clients throughout Surry County, nearby North Carolina communities, and Southwest Virginia through in person and virtual meetings.
One Place to Bring the Pieces Together
Ongoing Financial Guidance
We help bring together investments, retirement planning, cash flow, insurance, taxes, estate considerations, and other major financial decisions into one ongoing relationship.
Business and Personal Planning
For business owners, we connect decisions inside the business with personal goals outside of it. This can include retirement plans, tax coordination, personal investments, cash flow, and preparing for a future transition.
Professional Coordination
We serve as your investment advisor and work with your CPA, estate attorney, insurance professionals, and other specialists when appropriate so important decisions are not made separately.
FAQ
Q: Is Family CFO planning only for business owners?
A: No. We work with both business owners and families who want ongoing help managing and coordinating important financial decisions.
For business owners, the work often connects personal planning with retirement plans, taxes, business cash flow, and future transition goals. For families, it may focus more heavily on investments, retirement funding, taxes, estate considerations, and major life decisions.
Q: How do you help with a business transition or succession?
A: We help business owners understand how a future sale, family succession, or retirement from the business may affect their personal finances.
This may include retirement income planning, investment planning, tax coordination, estate considerations, and working with the other professionals involved in the transition.
Q: How do we keep in touch?
Ongoing planning includes regular review meetings, clear action items, and communication when an important decision or change comes up.
The frequency of meetings depends on your needs and the scope of our planning relationship.
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Our Planning Process
#1
Introductory Conversation
We begin with a short, complimentary conversation to learn why you reached out, answer initial questions, and determine whether working together makes sense.
#2
Planning Discovery Meeting
We take a deeper look at your finances, family, business, goals, and the major decisions you are facing so we can understand the full picture.
#3
Strategy Review
We walk through the planning opportunities, recommendations, tradeoffs, and priorities, and explain how the different pieces fit together.
#4
Implementation Meeting
We work through the next steps needed to begin putting the plan in place. This may include paperwork, account changes, beneficiary updates, retirement plan items, or coordination with your CPA and estate attorney.
#5
Ongoing Planning Review
We continue to review and update the plan as your life, family, business, tax situation, and priorities change.
